Do you want to play Money Train 3 with free spins, no deposit required?
Imagine you are traveling from Auckland to Wellington on the Northern Explorer Train, soaking in the breathtaking scenery, when a gang of villains attacks, trying to steal all your gold.
Obviously, that is not happening today. Still, in a distant apocalyptic future, it could be real. Alright, I am going full Mad Max here, so I will get to the point before I scare you away.
The reason I brought this up is that I tested Money Train 3, the third entry in Relax Gaming’s Money Train series. The gang is back, and this time they need your help to steal up to 100,000x your bet.
This high volatility slot packs two core features loaded with extras. I, Erik King, offer you my honest review of Money Train 3. Expect a steampunk setting, a punchy base game with random respins, and the Money Cart Bonus that can snowball fast with persistent symbols and grid expansion. It is designed for players who enjoy risk-reward gameplay, cinematic visuals, and a feature set that can escalate quickly when the right symbols align.
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Table of Contents
Money Train 3 by Relax Gaming
The table below covers key facts for quick scanning, and the sections that follow explain how the features play out and what to expect from the volatility curve.
| Slot Title | Money Train 3 |
| Software Provider | Relax Gaming |
| Type | Video Slot |
| Theme | Western, Cowboy |
| Release Date | 2021 |
| RTP | 96.40% |
| Volatility Level | High |
| Hit Frequency / Hit Rate | Approx. 20% |
| Maximum Win / Multiplier | 100,000x |
| Jackpot Type | None |
| Payout Structure | Standard paylines |
| Reels & Paylines | 5 reels, 40 paylines |
| Game Mechanics | Bonus Spins, Wilds, Buy Bonus |
| Bonus Features | Money Train, Free Spins, Special Features |
| Special Symbols | Wild, Scatter, Bonus Symbol |
| Autoplay / Turbo Mode | Yes / Yes |
Free Spins & No Deposit Bonuses
If you visit Leon Casino and spin the Lucky Wheel, you will get $22 in free cash. Use the cash on Money Train 3 to test the game and rack up some sweet wins. It is a simple way to get a feel for how the respins and the Money Cart behave without dipping into your own bankroll.
Spinyoo Casino is another slot site where you can collect free cash and use it on Money Train 3. At Spinyoo, you get $12 just for creating an account. Always check the bonus terms for wagering, eligible games, and any max cashout limits, then aim those funds at the features that give you the most entertainment per spin.
Game Details
The action takes place in a not-so-distant future that could easily become reality. Okay, by now you have probably realized that I am a huge fan of Mad Max. Do not worry, you will not have to battle for food and gas in Money Train 3.
You team up with a group of villains to claim your share of the loot. To do that, you will have different weapons at your disposal, such as snipers, absorbers, and Tommy guns. Let’s start at the beginning. The presentation leans heavily on clanking metal, glowing gauges, and dust-blown vistas, which all work together to make every feature trigger feel like a set piece.
Theme
With a steampunk theme, Money Train 3 drops you into an apocalyptic future where villains rob trains to survive hard times. The gang looks intimidating, but they are not out to harm anyone. Their only goal is to collect cash.
The soundtrack adds a bit of Wild West spirit to the mix, and I felt like a futuristic cowboy while I tested the game. The gang consists of three guys and a woman, with the bearded elder serving as the top-paying regular symbol. Symbols crackle with mechanical detail and the reels feel weighty, which helps the features land with impact. This cohesive art direction makes it easy to spot premium symbols and special icons at a glance during busy bonus sequences.
Betting & Payouts
The rules are straightforward. Money Train 3 is played on a 5×4 grid, with 40 fixed paylines. Bets range from $0.12 to $11 per spin. The slot pays left to right, beginning from the leftmost reel.
To win a payout, you need at least 3 matching symbols on a payline. The bearded villain offers the most, 20x the bet for 5-of-a-kind. With an RTP of 96.10%, this high-variance slot machine offers a max win of 100,000x the bet. That combination of variance and ceiling means dry spells can be followed by big streaks, so it suits players who are comfortable with swings rather than constant small hits. Bankrolls last longer when you size bets to the game’s tempo and accept that the big moments are concentrated in features.
Tip
If you are new to high-volatility games, set a session budget and stick to the lower end of the stake range while you learn how often the features show up.
Bonus Features
The Respin feature triggers randomly after a non-winning spin. A random symbol is selected, all instances of that icon lock, and the reels respin. As long as matching symbols appear, respins continue. This mini bonus plays like a focused hold-and-reveal, giving the base game extra bite when lines miss by one or two symbols. It bridges the gap to the main bonus and can turn a dead spin into a surprising connection.
You can also land 1x, 2x, and 3x multipliers within the feature. They are added to the total multiplier and applied to the total win from the feature. When the respins end, the locked symbols pay, then the accumulated multiplier boosts the payout for a neat little spike. The effect is compact but satisfying, especially when multiple reels add the chosen symbol at once.
With 3 or more Bonus Scatters, you trigger the Money Cart Bonus feature. Triggering Scatters are locked on the reels and awarded a value. You have 3 respins, which reset each time you land a new icon. Bonus symbols reveal up to 10x multipliers. The round aims to build a board of values and extras before the three-spin counter expires. Momentum is everything here, and a single persistent symbol can change the trajectory of the entire bonus.
Special bonus symbols can also appear, each carrying different extras. There are two kinds of special bonus symbols, those that apply their features only once and persistent ones that apply their features on every respin. Non-persistent symbols act like a boost when they land, while persistent ones keep working in the background and are the key to explosive rounds.
For example, the Collector will sum all the visible values on the screen and add them to its own value on a single respin. The Persistent Collector will do that on every respin. Sniper-style effects can enhance values elsewhere on the board, absorbers can pull in values to grow a single cell, and Tommy gun types can target specific multipliers to lift your total. These special bonus symbols are there to boost your total win. You can also expand the grid during the Bonus feature to get more free cells for new bonus symbols, which increases the number of potential hits and amplifies the power of anything persistent that you already have.
Worked example
Suppose you trigger the Money Cart with three Scatters showing 2x, 3x, and 4x. On the first respin, a Collector lands, adding all three values to itself for a new 9x total. A subsequent respin drops a persistent symbol, which repeats its effect every time and resets the counter. A couple of grid expansions later, each respin is reapplying that persistent effect to a larger set of values, and the total begins to climb much faster than it did at the start.
You have the option to buy the Money Cart feature. For example, 1 respin costs you 20x the bet. For 2 respins, you need to pay 50x. The original feature with 3 respins costs 100x the bet. The persistent feature with at least 1 persistent symbol will cost you 500x the bet. Buying in removes the wait, but it also front-loads cost, so it is best considered when you specifically want to experience the feature rather than grind the base game. If you prefer to let variance play out naturally, the random respins keep the base game lively while you chase a standard trigger.
User Experience
I love action-packed slots, so I enjoyed testing Money Train 3. The visuals are sharp and the soundtrack fits the theme perfectly. The Respin feature may surprise you with strong payouts. The Money Cart Bonus feature is also entertaining and rewarding.
The one drawback for me is the max bet of only $12. I do not think that will satisfy high rollers. Also, I found the Buy Feature poor value for money, at least in my testing. Animations run smoothly and the UI is clean, with fast spin options that keep the pace high on both desktop and mobile. If you prefer slower sessions, the sound toggle and measured spins make it easy to settle into a rhythm. Overall, it is a polished online slot with clear controls and responsive performance, especially when the screen fills with symbols during the Money Cart.
Pitfall
The Buy Feature with a persistent symbol is expensive. If your budget is limited, stick to the standard game or the lower-cost buys to avoid burning through funds too quickly.
Comparison
If you are not familiar with the Money Train series, I suggest that you go back and try the original Money Train slot machine. The 2019 release is also played on a 5×4 grid and offers 40 paylines.
It is another high-variance slot, but the max win is 20,000x bet and its RTP is 96.20%. The Money Cart Bonus feature with respins and different extras is there too, and you can buy it. Money Train 3 builds on that framework by pushing the max win to 100,000x, leaning harder into persistent symbols, and giving the base game a more meaningful lifeline through its random respins. If you enjoyed the foundation of the first game, this third chapter tightens the pacing and raises the stakes. It feels more modern, more cinematic, and better balanced between base action and bonus blowouts.
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